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UK Based Claims & Customer Service

UK Based Claims & Customer Service

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Underwritten by an "A" Rated Insurer

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Upto 75% cheaper than competitors

Upto 75% cheaper than competitors

Based on 10,911 Genuine Testimonials

Based on 10,911 Genuine Testimonials

Aequitas Automotive Ltd Products and Services

Aequitas Automotive Ltd is a leading specialist Gap Insurance provider in the UK market today. Aequitas Automotive Ltd senior management have over 35 years experience in the motor trade and insurance industry, and this has given the company a clear direction in providing quality and market leading products to the UK public direct, and through motor dealers and insurance intermediaries.

What makes Aequitas Automotive Ltd different?

Unlike many online and independent providers, Aequitas Automotive does not have a single, exclusive supply agreement with one insurer. We have always felt that maintaining an independent approach to product supply we are able to enjoy relationships with a number of insurers. This gives us access to a number of products, at a range of different premiums. By understanding the differences between insurers we are able to confidently advise on the different products and ensure we provide the very best value in the market. 

The primary product associated with Aequitas Automotive is Gap Insurance. We provide these policies through this site, GapInsurance123, its sister sites EasyGap,, and newly launched, Aequitas can offer over a wide range of different Gap Insurance products to the UK public. Rare Gap protection such as 5 year Return to invoice and Vehicle Replacement Insurance, Taxi Gap Insurance and a full range of products for motorbikes are all features of the products available from Aequitas websites.

Aequitas also offer a range of supplementary products on the Shortfall platform, as well as a stand alone Tyre Insurance website at

The new website also offers a new, evolutionary Gap Insurance product, as well as innovative products for alloy wheels (including cover for Diamond and Laser cut alloys), tyre insurance (up to 4 claims for replacement tyres per annum) and a Scratch and Dent policy that provides double the claims when compared to a number of rivals in the market. One further option is to combine the Tyre and Alloy cover in a Complete Wheel package, that covers for 4 claims for alloy repair AND 4 claims for tyre repair and replacement for each year of cover.

Remember we are able to provide a 'mix and match' service for you, and provide a range of products from accross our panel of insurers. This means we can provide the right products at the very best premium prices.

Aequitas Automotive Ltd is totally independent, it is not tied to any particular administrator or underwriter. This makes us unique we believe, with the ability to feature four leading gap insurance retail sites, with a full range of products to suit almost every situation.

Does this mean that Aequitas Automotive would rest on its laurels? Absolutely not! We are constantly looking to work with product providers, to bring new and innovative ideas to the market place. Indeed, it was the first UK company to announce it would provide 5 year Return to Invoice and Vehicle Replacement Insurance via its new GapInsurance123 brand.

Ongoing developments have seen all Aequitas Automotive Ltd Gap Insurance products becoming cancelable, with a pro rata refund for unused premium, in the middle of 2012. This is in line with the ABI recommendations on Gap Insurance, and also with the Aequitas Automotive aim of treating its customers as fairly as they can.

If you buy gap insurance in the UK, there is every chance it will be an Aequitas Gap Insurance product!
Absolutely amazing. Simple, straightforward and easy to get a quote. I wish I used this provider for my last car, I would have saved over £200.
5 out of 5
Mr Stephen Mackay
Excellent - good choice of cover - great price - clear English and documents sent straight to my email address. I tried 3 quote engines or at least what I thought were quote engines and was told I'd get a call back with the quote -- it never happened. Very pleased.
5 out of 5
Mrs Tracey Collen
After researching various different outlets I chose GAP Insurance 123 as it appears to give the best value for money, just hope I never have to claim on the cover I have taken out.
5 out of 5
Mr Frank Wilson
I was nervous about finding GAP insurance for my self but when the dealer I bought my used car from wanted over £350 for GAP I looked around and got cover from gapinsurance123 for less than half the price. Great website with explanations of what the different types of GAP cover helying you to decide which is the most suitable product for you.
5 out of 5
Mr Nicholas Joel Hancock
Very simple process, terms and conditions clear and easy to understand. Saved 60% of the premium Dealer was offering. Well Recommended
5 out of 5
Mr david shuttleworth
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