Customer Service Lines Open Mon-Fri 9am-6pm
Closed Saturday & Sunday & Bank Holidays
Please select some policies.
Delayed Start - Deferred Gap Insurance
If you have bought a new vehicle your own motor insurance company may offer you new for old replacement style gap insurance free of charge for the first 12 months.
This used to be very common practice almost a perk of buying a new car, however more and more motor insurance companies are moving away from this as a standard feature so as always we would request that you contact your own insurance company to confirm if you are covered.
Did you know that Go Compare say that 14% of new for old policies have mileage restrictions while 86% have time frame limitations to source a replacement vehicle.*
*Data taken from Go Compare October 2021.
Some Motor Insurance companies who still offer new for old style cover may also have additional imposed terms and conditions,
- Some have mileage restrictions,
- Some have age restrictions,
- Some have restrictions based on how you have paid for your car,
- Some have restrictions based on how long it will take to source you another vehicle.
Again we stress we can not comment on the terms and conditions of your motor insurance policy and would request that you contact your car insurance provider for clarification.
If you have new for old and are happy with any conditions that your motor insurance company may impose we may have a solution. .
Deferred Gap Insurance from GapInsurance123 allows you to delay the start date of your policy for up to 12 months after your car was 1st registered.
You can buy two types of deferred policies for up to 3 years. ( Total 4 years cover ) That is to say year 1 your own insurance company, years 2, 3 and 4 your gap insurance policy.
- You can buy deferred Combined Vehicle Replacement gap insurance
- You can buy deferred Combined Return to Invoice gap insurance
For example you have new for old cover from your motor insurance company and are happy with the terms and conditions of your motor insurance companies policy.
- Pick a three-year combined gap insurance policy.
- Click the deferred tick box.
- You can now set the start date at any time up to your cars 1st birthday.
- You are now relying on your own insurance company to cover you in year 1.
- Years 2,3 & 4 are covered with your gap insurance 123 policy.
Please note that it is your responsibility to check with your own insurance company to make sure that you have cover in place. We would advise that where ever possible your ask them to confirm it in writing, check any clauses that may prevent you from getting replacement cover and request that you keep a copy for your records. As such Aequitas Automotive trading as Gap Insurance123 will accept no liability for cover before the start date of your policy.
Need Some Help?
HELP CENTRE
We are here to help! Search our help centre for any questions you may have.
Easy straight forward and good value.
Really easy to understand, good value, simple to set up
Very impressed with the help I received over the phone from **** explained my options very clearly and guided me through the process of applying for cover. I've used GapInsurance123 before and am very happy to do so again!
Nice and easy
Amazing & easy
Always easy to do business with and staff are very helpful and efficient
Thank you Jackie for your help. Highly appreciated for great service...!
Quick simple process, appreciate note about 12 month vehicle replacement may be covered on my insurance already, it was.
I called to clarify a couple of things before purchasing and spoke to a lady called Jackie, very pleasant and extremely helpful. I wouldn't hesitate to recommend GAP 123.
Great service, very friendly call handler
easy site to used very pleased with price
VERY EASY TO USE AND COMPLETE. EXCELLANT PRICE HIGHLY RECOMMEND.
Very quick an easy, but the only slight disappointment is that is no where to get your existing customer discount on the web site. You have to phone for that and if you need the cover to start at the weekend you miss out. Shame.
good
Really easy to understand and follow.
.jpg)