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As you will no doubt be aware, at GAPInsurance123, we possibly have the biggest range of GAP Insurance products available in the UK. While the best-known Return to Invoice and Vehicle Replacement GAP products are suitable for many, they have limits.
For our current Return to Invoice GAP, the vehicle can be no more than 8 years old and have less than 80,000 miles on the clock when you buy the policy.
For our current Vehicle Replacement GAP, the vehicle can be no more than 4 years old with less than 40,000 miles on the clock when you buy the policy.
So what are your options if your vehicle falls outside those parameters?
Top Up GAP Insurance may just be the answer you are looking for.
Top Up GAP is designed to cover you by adding 25% to your motor insurers' settlement if the vehicle is written off, up to a maximum of £10,000 in a settlement.
So, for example, if your car is written off and it has a market value settlement from your motor insurer of £20,000, then the Top Up GAP Insurance can add a further £5,000 for you.
Top Up GAP from GAPInsurance123 is available for vehicles up to 15 years old and less than 150,000.
Top Up GAP from GAPInsurance123 is an annual, renewable GAP policy.
Top Up GAP is available at any point in your vehicle ownership.
Top Up GAP is available where you own, or can own, following a finance agreement settlement, the vehicle you want to cover.
Vehicles used for taxi, courier, driving school or any form of hire and reward.
Vehicles that have previously been declared a total loss by an insurer.
Vehicles not covered by a fully comprehensive motor insurance policy.
Published 8/8/23, written by Mark Griffiths