container image

Need Help? Calling from a mobile please call 0151 647 7556

0800 195 4926

Do you have a question? or need help?

Customer Service Lines Open Mon-Fri 9am-6pm ,

0800 195 4926

Customer Service Lines Open Mon-Fri 9am-6pm

Closed Saturday & Sunday & Bank Holidays

Buy GAP Insurance 123
Today UK Based Call & Claims Teams 

Find Out More Get A Quote

All of Our Policies 
are covered by The Financial  Ombudsman Service

Find Out More Get A Quote

Tyre & Alloy Wheel Insurance  
No Waiting Period & No Excess T&C Apply

Find Out More Get A Quote

Policies Backed by the
Financial Services Compensation Scheme  

Find Out More Get A Quote

Cover for damage up to 30cm  
Scratch & Dent  & Alloy Wheel Insurance 

Find Out More Get A Quote


The types and prices of Gap Insurance we can offer cover looks great, but who are you buying it off?


Who is GapInsurance123?


GapInsurance123 is a trading style of Aequitas Automotive Ltd. Specialising in Gap Insurance since 2011, GapInsurance123 has provided tens of thousands of UK vehicle owners with valuable protection in the event their vehicle is written off by a motor insurer.


Aequitas Automotive Ltd was established in 2010. Since that time it has established several online brands selling niche products, like Gap Insurance. These include:                             GapInsurance123


Who is Aequitas Automotive Ltd?


Aequitas Automotive Ltd was founded in 2010.


Aequitas Automotive Ltd is currently directly regulated and authorised by the Financial Conduct Authority in the UK.


Aequitas Automotive Ltd is a member of the British Insurance Brokers Association.


Where is Aequitas Automotive Ltd based?

Aequitas House Hamilton Square Birkenhead

Aequitas Automotive Ltd is based in a Grade 1 listed building in the historic Hamilton Square in Birkenhead, Merseyside. Hamilton Square contains the most Grade 1 listed buildings in the UK, outside Trafalgar Square in London.


Hamilton Square is a stones thrown from the banks of the River Mersey, with the famous Woodside Ferry Terminal a few hundred yards away. 


Aequitas House was purchased (and renamed after our company) in 2015. Following an extensive renovation, we moved our staff into the building in 2016. Aequitas Automotive Ltd also purchased the neighbouring building in 2016, to ensure we have room to grow with the business.


Aequitas House is not your typical office building. With grand marble fireplaces, large sash windows and a grand, central staircase it certainly provides a sense of history seldom found in a workplace.


Why so many Gap Insurance brands?


Aequitas Automotive do take a different approach than many of our competitors, although some have followed our lead, in that we run multiple brands offering similar products. So why not just have one website offering one Gap Insurance product? Well, in our experience all insurers have different strengths and weaknesses when it comes to what they can underwrite and the premiums they would charge. As an insurance broker, Aequitas Automotive Ltd wants to find a solution for our customers each time. If we only promoted products from one insurer then we cannot compare a range of options for our client.


By operating several brands, with products from different insurers, we can match the best option for each enquiry we get. Sometimes it can be the case that we get an enquiry for cover that is not provided by most Gap Insurance underwriters, like for a motorhome, a taxi or a motorbike. We can offer cover for those.


We can also find that we can offer a choice of options for the same type of cover. For example, for a Return to Invoice Gap, we may have options from a Lloyds of London syndicate on GapInsurance123, a specialist Gap Insurance provider on Total Loss Gap and a fixed sum claim option on Easy Gap. We can compare cover and premiums and leave it to the customer to decide which policy is best for them. All options are sold by Aequitas Automotive Ltd, we are just trying to offer the best fit and value each time.


So more brands for more choice and better value for our customers.