GAP Insurance Guides and Resources

Welcome to our GAP Insurance resource centre.

Here you’ll find guides, comparisons, claim examples, and advice to help you understand GAP Insurance and choose the right cover for your vehicle.

If you’re ready to get a quote or see our full range of policies, visit our GAP Insurance homepage.

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1. GAP Insurance Basics

• What is GAP Insurance? - A clear explanation of how GAP Insurance works and why it’s important.

• Does GAP Insurance cover theft? - Find out if you’re protected if your car is stolen. Find out how theft with keys can also impact your cover. 

• Does GAP Insurance cover accidents? - See how you may be covered if you are involved in a road traffic accident. 

• What is combined GAP Insurance? - How combined cover works, and when it’s worth considering and beneficial.

• GAP Insurance for older cars - GAP Insurance is often associated with new car buys or leases. What are your options if your vehicle is older?

• What does GAP Insurance cover you for? - You may understand GAP Insurance in theory, but what does it cover you for? 

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2. Types of GAP Insurance Cover

• Return to Invoice GAP Insurance - How it pays the difference between your insurer’s payout and your original purchase price.

• Vehicle Replacement GAP Insurance - Cover for replacing your car at current prices, and discover why 3-in-1 VRI GAP from GAP123 is the best.

• Lease & Contract Hire GAP Insurance - Designed for contract hire and lease agreements. Can include initial rental deposit protection. 

• PCP GAP Insurance - Protection for cars bought through Personal Contract Purchase.

• What is the best type of GAP Insurance? - We explain which type of GAP cover could be best for your circumstances

• Return to Invoice GAP vs Vehicle Replacement GAP: What is the difference? - Typically offered for new car buys, but which is best? 

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3. GAP Insurance in Practice

• GAP Insurance claim examples - Real-world scenarios showing how policies pay out.

• Making a GAP Insurance claim - Step-by-step process and documents needed.

• When GAP Insurance won’t pay out - Common exclusions to watch out for.

• Can you cancel GAP Insurance? - What are your options if you need to cancel your GAP cover? 

• Can you renew GAP Insurance? - If your GAP cover comes to an end, what are your options? 

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4. GAP Insurance for Specific Vehicles

• GAP Insurance for electric cars - Why EV owners should consider cover.

• GAP Insurance for prestige and sports cars - Protecting high-value vehicles.

• GAP Insurance for vans and commercial vehicles - Business-use and fleet cover.

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5. Buying GAP Insurance

• Buying GAP Insurance online - Why buy GAP Insurance online? What are the advantages?

• How much is GAP Insurance? - What affects the price, and how to get value for money.

• Dealer GAP Insurance vs independent - The pros and cons of buying from a dealer vs online? 

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6. GAP Insurance Advice & FAQs

• GAP Insurance FAQs - Quick answers to common questions about GAP Insurance in 2025.

• Is GAP Insurance worth it? - When it makes financial sense to get GAP Insurance, and when it may not. 

• Can you buy GAP Insurance after you buy the car? - Find out about the timescales you can get cover and when you may be out of time. 

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Need a quote or want to learn more?

Visit our GAP Insurance homepage for instant prices and policy details.