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0800 195 4926

Customer Service Lines Open Mon-Fri 9am-6pm

Closed Saturday & Sunday & Bank Holidays

Buy GAP Insurance 123
Today UK Based Call & Claims Teams 

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All of Our Policies 
are covered by The Financial  Ombudsman Service

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Tyre & Alloy Wheel Insurance  
No Waiting Period & No Excess T&C Apply

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Policies Backed by the
Financial Services Compensation Scheme  

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Cover for damage up to 30cm  
Scratch & Dent  & Alloy Wheel Insurance 

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Aequitas Automotive Ltd is a leading specialist Gap Insurance provider in the UK market today. Aequitas Automotive Ltd senior management have over 35 years experience in the motor trade and insurance industry, and this has given the company a clear direction in providing quality and market leading products to the UK public direct, and through motor dealers and insurance intermediaries.

What makes Aequitas Automotive Ltd different?

Unlike many online and independent providers, Aequitas Automotive does not have a single, exclusive supply agreement with one insurer. We have always felt that maintaining an independent approach to product supply we are able to enjoy relationships with a number of insurers. This gives us access to a number of products, at a range of different premiums. By understanding the differences between insurers we are able to confidently advise on the different products and ensure we provide the very best value in the market. 

The primary product associated with Aequitas Automotive is Gap Insurance. We provide these policies through this site, GapInsurance123, its sister sites EasyGap,, and newly launched, Aequitas can offer over a wide range of different Gap Insurance products to the UK public. Rare Gap protection such as 5 year Return to invoice and Vehicle Replacement Insurance, Taxi Gap Insurance and a full range of products for motorbikes are all features of the products available from Aequitas websites.

Aequitas also offer a range of supplementary products on the Shortfall platform, as well as a stand alone Tyre Insurance website at

The new website also offers a new, evolutionary Gap Insurance product, as well as innovative products for alloy wheels (including cover for Diamond and Laser cut alloys), tyre insurance (up to 4 claims for replacement tyres per annum) and a Scratch and Dent policy that provides double the claims when compared to a number of rivals in the market. One further option is to combine the Tyre and Alloy cover in a Complete Wheel package, that covers for 4 claims for alloy repair AND 4 claims for tyre repair and replacement for each year of cover.

Remember we are able to provide a 'mix and match' service for you, and provide a range of products from accross our panel of insurers. This means we can provide the right products at the very best premium prices.

Aequitas Automotive Ltd is totally independent, it is not tied to any particular administrator or underwriter. This makes us unique we believe, with the ability to feature four leading gap insurance retail sites, with a full range of products to suit almost every situation.

Does this mean that Aequitas Automotive would rest on its laurels? Absolutely not! We are constantly looking to work with product providers, to bring new and innovative ideas to the market place. Indeed, it was the first UK company to announce it would provide 5 year Return to Invoice and Vehicle Replacement Insurance via its new GapInsurance123 brand.

Ongoing developments have seen all Aequitas Automotive Ltd Gap Insurance products becoming cancelable, with a pro rata refund for unused premium, in the middle of 2012. This is in line with the ABI recommendations on Gap Insurance, and also with the Aequitas Automotive aim of treating its customers as fairly as they can.

If you buy gap insurance in the UK, there is every chance it will be an Aequitas Gap Insurance product!