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Gap Insurance
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Do you need assistance to understand how Gap cover could work for you? Are looking for the best Gap Insurance quote?
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UK Based Claims & Customer Service

UK Based Claims & Customer Service

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Underwritten by an "A" Rated Insurer

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Upto 75% cheaper than competitors

Upto 75% cheaper than competitors

Based on 10,911 Genuine Testimonials

Based on 10,911 Genuine Testimonials

Deferred Gap Insurance

Deferred Gap Insurance Polices with GapInsurance123

If you have bought a new vehicle your own motor insurance company may offer you new for old replacement style gap insurance free of charge for the first 12 months. This used to be very common practice, however due to cost implications more and more motor insurance companies are moving away from this as a standard feature.

Some insurance companies who still offer new for old feature may have imposed terms and conditions, Some have mileage restrictions,  so you will need to check this with your own motor insurance provider and be absolutely confident that they will cover you within the first 12 months.

If are a lucky enough to have this feature and are confident that you will be covered for the first 12 months we have a free of charge solution.

Deferred Gap Insurance from GapInsurance123 allows you to start your policy on the day that your own motor insurance cover finishes.

You can buy two types of deferred policies for up to 4 years.( 5 years is not available ) 

For example

  • You pick a three-year combined vehicle replacement gap insurance policy.
  • The price for a standard policy is £120
  • Your own motor insurance company have offered you new for old within the first 12 months
  • This cover finishes on the 09/01/2016.
  • You enter your details on our secure system.
  • You then enter the start date of your GapInsurance123 policy for the 10/01/2016.

With a deferred policy from GapInsurance123,  you would now have four years cover.

  • The first 12 months from your own motor insurance company
  • Then year 2, 3 and four  from your GapInsurance123 policy.
  • GapInsurance123 offer this facility free of charge as part of our commitment to the  "treating customers fairly" ethos.

Please note that it is your responsibility to check with your own insurance company to make sure that you have cover in place. We would advise that we ever possible your ask them to confirm it in writing, check any clauses that may prevent you from getting replacement cover and request that you keep a copy for your records.

Absolutely amazing. Simple, straightforward and easy to get a quote. I wish I used this provider for my last car, I would have saved over £200.
5 out of 5
Mr Stephen Mackay
Excellent - good choice of cover - great price - clear English and documents sent straight to my email address. I tried 3 quote engines or at least what I thought were quote engines and was told I'd get a call back with the quote -- it never happened. Very pleased.
5 out of 5
Mrs Tracey Collen
After researching various different outlets I chose GAP Insurance 123 as it appears to give the best value for money, just hope I never have to claim on the cover I have taken out.
5 out of 5
Mr Frank Wilson
I was nervous about finding GAP insurance for my self but when the dealer I bought my used car from wanted over £350 for GAP I looked around and got cover from gapinsurance123 for less than half the price. Great website with explanations of what the different types of GAP cover helying you to decide which is the most suitable product for you.
5 out of 5
Mr Nicholas Joel Hancock
Very simple process, terms and conditions clear and easy to understand. Saved 60% of the premium Dealer was offering. Well Recommended
5 out of 5
Mr david shuttleworth
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