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Why using GapInsurance123 can give you so much choice


At GapInsurance123 we are rightly proud of the products we provide. The policy terms and features have been refined over a period of years by GapInsurance123 bloglooking at how the market changes and listening to feedback from our customers.

There are further advantages in using GapInsurance123 that we feel provides a significant difference to both other online providers and also motor dealers. It really comes down to choice.

You see most motor dealers, and other online providers may have a single supply agreement with only one insurer. That may provide just one set of products, one set of features, one claims administrator handling the customers claims as they come in.

Why is GapInsurance123 different?


Well, that is because the company that own and operate GapInsurance123, Aequitas Automotive Ltd, also own a number of other brands in the field. Our sister websites in Easy Gap, Shortfall.co.uk, Totalllossgap.co.uk and TyreInsurance123 use a range of different insurers with a range of comparable Gap Insurance products, as well as a range of complimentary products like Tyre Insurance, Alloy Wheel Insurance, Scratch and Dent Insurance, Motor Excess Insurance and more.

Take Gap Insurance as an example, if we compare what we are able to provide with our different insurers then we can solve so many of the enquiries we get by comparing our entire product range. To show you by means of some simple comparisons:

GapInsurance123.co.uk


  • For vehicles up to £75,000, claim limits of up to £25,000
  • Cover for taxi's, driving schools, courier
  • Cover for motorbikes, cars, motorhomes
  • Can take Finance and Contract Hire Gap at any point of finance agreement

Easy Gap




  • For vehicles up to £75,000, claim limits of up to £25,000
  • Cover for taxi's, driving schools, courier
  • Cover for motorbikes, cars, motorhomes
  • Can take Finance and Contract Hire Gap at any point of finance agreement
Shortfall.co.uk





  • For Vehicles up to £150,000, claim limits of up to £50,000
  • Cover for chauffeur, taxi, driving school, courier
  • Online facility for monthly payments
  • Range of further complimentary products like tyre insurance, alloy wheel insurance, scratch and dent insurance, motor excess

Total loss gap



  • For cars and LCV's up to £75,000, Unlimited claim
  • Range of complimentary products such as tyre insurance, complete wheel protection, alloy wheel insurance, scratch and dent insurance
  • policy purchase up to 365 days from vehicle purchase (for Gap Insurance)

Tyre Insurance 123
  • 1-4 year cover for Tyre Insurance
  • No excess
  • Standard or Run Flat tyres

The Advantage of comparing and combining Aequitas Automotive brands?



If you are simply looking for Gap Insurance then we can compare up to four different insurers products, even where the policy is a comparable type, eg RTI Gap. By doing so not only can we provide the very best premium price, but also point out any differences in the policy terms and in claims procedures. This was you can make an informed choice (and it is a choice) and not just have the option of one policy, 'take it or leave it'

We are also able to combine our products when you are looking for a combination of products. For example, you could take a Gap Insurance policy from GapInsurance123, a tyre insurance policy from TyreInsurance123, a complete wheel product from Totallossgap and a motor excess product from Shortfall.

We can provide you with the choice that enables you to get the best products for your needs. This is something that a motor dealer or an online provider with just one range of products may not be able to do as well.

Isn't having a choice always better?