If you have bought a new vehicle your own motor insurance company may offer you new for old replacement style gap insurance free of charge for the first 12 months. This used to be very common practice, however due to cost implications more and more motor insurance companies are moving away from this as a standard feature.
Some insurance companies who still offer new for old feature may have imposed terms and conditions, Some have mileage restrictions, so you will need to check this with your own motor insurance provider and be absolutely confident that they will cover you within the first 12 months.
If are a lucky enough to have this feature and are confident that you will be covered for the first 12 months we have a free of charge solution.
You can buy two types of deferred policies for up to 4 years.( 5 years is not available )
For example
Please note that it is your responsibility to check with your own insurance company to make sure that you have cover in place. We would advise that we ever possible your ask them to confirm it in writing, check any clauses that may prevent you from getting replacement cover and request that you keep a copy for your records.