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GAP Insurance Options for Volkswagen - Protecting Your Investment with GAPInsurance123
When owning a Volkswagen in the UK, you join a community of drivers who appreciate German engineering, style, and reliability. With various popular models available, Volkswagen has established itself as a leading car manufacturer in the UK market.
Volkswagen is a byword for efficiency and reliability. VW has also provided some of the most iconic models in motoring history, like the Beetle and the Golf.
However, in purchasing any car, even a Volkswagen, there comes a financial risk if the vehicle is ever written off. That's where GAPInsurance123 comes in - offering comprehensive GAP Insurance options for Volkswagen vehicles.
Volkswagen in the UK
Volkswagen has a strong presence in the UK, known for producing vehicles that blend performance, comfort, and cutting-edge technology. From the iconic Volkswagen Golf to the versatile Volkswagen Polo and the family-friendly SUV Volkswagen Tiguan, Volkswagen offers a range of models to suit different preferences and lifestyles.
With a reputation for quality craftsmanship and innovation, Volkswagen has gained the trust of UK drivers over the years. 
Current Volkswagen Line up
Let's explore some famous Volkswagen models currently making waves in the UK.
Volkswagen Golf
The Volkswagen Golf is a true icon, now in its ninth generation. Renowned for its timeless design, exceptional build quality, and enjoyable driving experience.
First introduced in May 1974, the hatchback was intended to be the long-term replacement for the VW Beetle.
Volkswagen was at the forefront of the 'hot hatch' phenomenon when it introduced the GTI model to the world in 1976.
With its range of efficient engines, advanced safety features, and comfortable interior, the Golf is a top choice for those seeking a versatile and practical hatchback.
Volkswagen Polo
The Volkswagen Polo is another long-term model in the VW range. The ' supermini ' was first introduced in 1975 and has seen six generations leave the production line.
The family hatchback combines compact dimensions with refined style and sophistication.
With its well-appointed interior, impressive fuel efficiency, and advanced technology, the Polo is an ideal choice for urban driving and those looking for a small car with significant character.
Volkswagen Tiguan
Volkswagen's version of the modern family SUV is the Tiguan. The Volkswagen Tiguan offers a blend of style, practicality, and capability.
With its spacious interior, intelligent safety features, and robust performance, the Tiguan is well-suited for city adventures and weekend getaways.
Volkswagen ID.4
The Volkswagen ID.4 is the latest addition to its line of all-electric vehicles from Volkswagen. Sleek, efficient, and loaded with features, the ID.4 packs plenty of punch into a package perfect for city driving or long trips.
With its powerful electric motor, impressive range, and intuitive handling, the Volkswagen ID.4 is a compelling choice for those seeking an eco-friendly and agile ride.
GAP Insurance Options from GAPInsurance123
At GAPInsurance123, we understand the importance of protecting yourself against unexpected costs and safeguarding your Volkswagen investment.
We offer a range of comprehensive GAP Insurance options for Volkswagen cars, whether a new or used vehicle in the VW range.
Let's explore these options.
Lease and Contract Hire GAP Insurance
Lease GAP Insurance is designed specifically for a lease agreement where you have no option to own the vehicle at the end of the finance agreement. This specialist form of Guaranteed Asset Protection is only available for such lease deals.
If your lease vehicle is written off during your agreement, you are responsible for paying off the lease settlement. Lease GAP Insurance helps cover any shortfall between the motor insurer settlement amount and the outstanding lease settlement or early termination charge.
The best GAP Insurance products of this type also offer protection for your deposit rental, called the advanced rental cover. This means you can claim back your advanced rental to secure a replacement vehicle.
You cannot own or buy the vehicle, so you cannot protect the purchase price or replacement cost. This is why lease GAP Insurance is your only option in this style of finance arrangement.
Combination Return to Invoice
Combination Return to Invoice GAP Insurance covers the difference between the market value of your Volkswagen and either the original invoice price or the outstanding finance settlement, whichever is higher.
This is a combined product, meaning it is Finance GAP Insurance and Return to Invoice price GAP Insurance rolled into one.
This option is commonly offered by Volkswagen GAP Insurance by participating Volkswagen retailers.
Combined Vehicle Replacement Insurance
Combined Vehicle Replacement Insurance pays the difference between the current market value of your Volkswagen if your motor insurance company writes off the car, and either the cost of replacing the vehicle with an equivalent model, the original purchase price or the finance settlement, whichever is higher.
This option ensures you can get back on the road with a comparable Volkswagen model in case of a write-off.
This is the style of Vehicle Replacement GAPprovided by GAPInsurance123 but not all GAP Insurance providers. Some leave out the fallback or Return to Invoice cover.
Advantages of Choosing GAPInsurance123
There are several advantages to choosing GAPInsurance123 when selecting GAP Insurance for your Volkswagen:
- Cost Savings: By opting for GAP Insurance from GAPInsurance123, you can enjoy significant cost savings compared to main dealership policies. This can be achieved by paying lower Insurance premium tax rates and the low commission level business model employed by GAPInsurance123.
- Tailored Coverage Options: We believe in providing flexibility and choice to our customers. Our range of coverage options allows you to select the level of protection that aligns with your specific needs and preferences. We recognise that every Volkswagen owner is unique and aim to ensure you have the right coverage for your vehicle.
- Comprehensive Protection: At GAPInsurance123, we provide comprehensive coverage options that go beyond standard protection. We understand the importance of safeguarding your investment and offer feature-rich policies to give you peace of mind in unforeseen circumstances.
- Dedicated Customer Service: Our team is committed to delivering excellent customer service. We pride ourselves on providing support and guidance throughout the process, from obtaining a quote to securing your GAP Insurance policy. We are here to answer your questions and address any concerns you may have, ensuring a smooth and seamless experience.
What else does GAP Insurance cover?
Often GAP Insurance provides additional benefits and features when you make a claim.
Motor insurer's excess - The settlement provided by motor insurers often sees an excess deduction taken once they have written off your motor vehicle. GAP Insurance can often offer further cover for this motor insurance excess deduction.
It should be noted that this motor insurer's excess cover is only if the Volkswagen is written off. If you claim your motor insurance company's comprehensive cover, your vehicle is repaired, and your excess is deducted, then you cannot claim for this on your GAP cover.
Cover for the vehicle used abroad - if you choose to use your car abroad, then your GAPInsurance123 policy can cover you for up to 90 days per year of cover. This is as long as it is within the 'territorial limits' defined in the policy terms. European Union cover included in your policy is in addition to the 'green' international motor insurance card.
The critical requirement is that the motor insurance coverage and the same as you would enjoy in the UK.
Getting a Quote and Securing GAP Insurance for Your Volkswagen
Obtaining a quote and securing GAP Insurance for your Volkswagen is a straightforward process with GAPInsurance123. Visit our website or call us at 0800 195 4926 to get started.
Our user-friendly interface and knowledgeable team will guide you through the necessary steps, helping you choose the right coverage and providing a personalised quote based on your purchase and requirements.
What will you need for a quote?
We will only need some basic information from your to provide a quote. This will include eligibility information on the vehicle use, how you have secured the vehicle, vehicle age etc. We will need the value of your car to insure (the original invoice price), the monthly lease payment, and how long you want to cover.
It is as simple as that.
FAQs - Volkswagen GAP Insurance Options
What is GAP Insurance?
GAP Insurance is a type of coverage that protects Volkswagen owners financially if their vehicle is declared a total loss or written off by their motor insurer.
This situation occurs after your vehicle is in an accident, stolen, in a fire or flood. It covers the difference between the market value of the car, provided by your comprehensive motor insurance, and the outstanding finance settlement, the original purchase price, or the cost of a replacement vehicle, depending on the type of policy selected.
Why do I need GAP Insurance for my Volkswagen?
While comprehensive car insurance covers the market value of your Volkswagen, it may not be enough to settle any outstanding finance or recover the original purchase price.
GAP Insurance ensures you're not left with a financial burden if your Volkswagen is written off, providing protection for your investment.
GAP Insurance, it should be stressed, is not a mandatory requirement. Ultimately the decision to take cover is just for you to make. 
Are all GAP Insurance policies the same?
No, GAP Insurance policies can vary in coverage, price, and benefits. At GAPInsurance123, we offer a range of options specifically tailored for a range of purchase situations and requirements, ensuring you have the flexibility to choose the level of coverage that suits your needs.
Can I purchase GAP Insurance for a used Volkswagen?
Yes, GAP Insurance can be purchased for new and used Volkswagen vehicles. Whether you have just acquired a brand-new Volkswagen or buying a quality second-hand VW, GAPInsurance123 has coverage options available to protect your investment adequately.
How do I obtain a quote for Volkswagen GAP Insurance?
Getting a quote for the Volkswagen-endorsed GAP Insurance cover is to do so through the motor dealer. GAPInsurance123 can offer you an alternative quote for a range of Guaranteed Asset Protection products.
Can I transfer my GAP Insurance policy if I trade in my Volkswagen for another vehicle?
Yes, in many cases, GAP Insurance policies can be transferred if you trade in your Volkswagen for another vehicle. However, eligibility and terms may apply. It's essential to notify us as soon as possible so that we can guide you through the necessary steps to ensure seamless coverage.
Can I cancel my GAP Insurance policy if I no longer need it?
You can cancel your GAP Insurance policy if you no longer require coverage. We offer a cooling-off period (usually 30 days from the cover start date), allowing you to cancel within a specified timeframe.
You should receive a full refund if you cancel the insurance within your 'cooling off' period. If you cancel outside that period, a pro-rata refund, less a cancellation fee, is available.
Refunds are subject to no claim prior, or any likelihood of a future claim, to the cancellation request.
However, it's essential to review the terms and conditions of your policy or contact us directly for further information.
Is GAP Insurance the same as my Volkswagen's warranty?
No, GAP Insurance and your Volkswagen's warranty are two distinct types of coverage. GAP Insurance covers the financial GAP between the market value and your outstanding financial obligations, while the warranty covers specific repairs and defects within a certain period.
Can I purchase GAP Insurance from any provider?
While there are various providers of GAP Insurance, it's crucial to choose a reputable and trusted provider like GAPInsurance123. We specialise in offering tailored coverage options designed for Volkswagen vehicles, providing reliable protection and peace of mind.
How long does GAP Insurance coverage last?
The duration of GAP Insurance coverage can vary depending on the policy and terms you select. Typically, GAP Insurance policies are for one to five years, offering extended protection during the critical early years of vehicle ownership when depreciation is most significant.
Please note that the FAQs provided are for informational purposes only. For specific details about your GAP Insurance coverage and policy, we recommend reviewing the terms and conditions or contacting our team for personalised assistance.
Please note: GAP Insurance products from GAPInsurance123 are not officially endorsed by Volkswagen and are unavailable from VW showrooms. Any GAPInsurance123 branded product can only be purchased from the official GAPInsurance123.co.uk website.
If you want an endorsed Volkswagen GAP Insurance quote, please get in touch with your local dealer.
Updated 31/5/23, written by Mark Griffiths
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Really easy to understand, good value, simple to set up
Very impressed with the help I received over the phone from **** explained my options very clearly and guided me through the process of applying for cover. I've used GapInsurance123 before and am very happy to do so again!
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Quick simple process, appreciate note about 12 month vehicle replacement may be covered on my insurance already, it was.
I called to clarify a couple of things before purchasing and spoke to a lady called Jackie, very pleasant and extremely helpful. I wouldn't hesitate to recommend GAP 123.
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VERY EASY TO USE AND COMPLETE. EXCELLANT PRICE HIGHLY RECOMMEND.
Very quick an easy, but the only slight disappointment is that is no where to get your existing customer discount on the web site. You have to phone for that and if you need the cover to start at the weekend you miss out. Shame.
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