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UK Based Claims & Customer Service

UK Based Claims & Customer Service

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Underwritten by an "A" Rated Insurer

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Upto 75% cheaper than competitors

Upto 75% cheaper than competitors

Based on 10,911 Genuine Testimonials

Based on 10,911 Genuine Testimonials

February 8, 2016
One big advantage that customers of GapInsurance123 enjoy is the access to a large number of alternative and complimentary products. This is because the company who own GapInsurance123, namely Aequitas Automotive Ltd, employ a different business model to many other providers online. We have underwriting agreements with a number of insurers, whereas some of our rivals will only have exclusive supplied agreement with just one insurer. Across our GapInsurance123, Easy Gap, Shortfall, Total Loss Gap and TyreInsurance123 we have underwriting from a number of insurers, and we have now...Read more
February 8, 2016
The Gap Insurance market has seen enormous changes in the last few years, no doubt influenced by a a strong independent marketplace. This means that new policy features can become necessary as a need is identified for consumers, and we have already tried to maintain a position at the forefront of the market. With this in mind we have introduced two new features to our GapInsurance123 policies. 1 - Deposit Cover - we have seen a huge increase in personal contract hire agreements in the UK. These allow for a fixed term rental with the vehicle then b...Read more
January 27, 2016
At GapInsurance123 we pride ourselves in giving both the best premium prices and best policy features we possibly can to our customers. Providing this mix is not always easy, but this is something we have always tried our best to do. We have seen recently that some online providers have increased their premiums quite significantly. The great news is that we will not be following suit. We work very closely with our underwriters to ensure that the prices we provide remain as stable as possible, and we employ a different business model to many other providers. This is because we us...Read more
November 9, 2015
The rate of Insurance Premium Tax was raised from November 1st this year, from 6% to 9.5%. This move was announced by the Chancellor, George Osborne earlier this year. At GapInsurance123 we understand that this rise represents a significant increase, and increasing customer premiums is something that has never been part of our company ethos. If we can help it! With this in mind we have some good ne...Read more
October 7, 2015
The new FCA rules on the sale of 'add-on' Gap Insurance sales came into force on 1st September. There has been much conjecture as to the effect of these new rules, with some motor dealer experts suggesting no change to as much as an 11% drop in sales in the showrooms. The aim of the new FCA rules to to ensure that consumer...Read more
September 12, 2015
The new FCA rules for the sale of Gap Insurance came into force on 1st September, with motor dealers now being forced into providing consumers with the opportunity to shop around for their Gap Insurance. Of course, the main outcome of this is that when you are considering Gap cover then you may find significant savings can be made by buying your cover away from the supplying motor dealer. The new rules are supposed to provide consumers with a 4 day window that will provide them with time to explore their options. The feedback we have been getting is that most motor dealers are a...Read more
August 10, 2015
Aequitas Automotive Ltd is on the move. From late 2015 the new home of GapInsurance123 will be situated in the prestigious Hamilton Square district on the Wirral peninsula. Hamilton Square boasts the most Grade 1 listed buildings in the UK, outside Trafalgar Square in London. Aequitas Automotive Ltd have acquired 56 Hamilton Square, at the heart of this historic centre o...Read more
August 5, 2015
The Gap Insurance industry has been in the news in 2015. The new FCA rules on the sale of 'add on' Gap Insurance products by motor dealers come into force on September 1st. This promises to ensure that consumers are given time and awareness to compare the whole market for a solutions. At GapInsurance123 we think that there are definite signs that vehicle buying consumers are becoming more aware of their options outside of the showroom. In July 2015 we have seen the second highest volume of policy sales in the history of our company. The result in July came only second to...Read more
July 2, 2015
We understand that reviews, testimonials and comparisons are an important consideration to use a particular company or product. At GapInsurance123 we were one of the first to collect customer feedback and and ratings immediately following the purchase of a policy. Whilst it is nice to see a customer feeling that they have received a '5 Star' service, it also provides us with valuable feedback on areas that customers may have struggled with on our system, or to understand policy features etc. This enables us to tweak our websites where necessary, and make our processes and policies easi...Read more
June 13, 2015
When customers are looking for Gap Insurance, it is only natural they are looking for the very best value. The 'value' is simply not about the price of the premium you pay, but also the policy terms and features. We have had a case recently where a customer was originally quoted £400 by their motor dealer for Gap Insurance. They then found a three year quote on GapInsurance123 for less than £150. Naturally they then bought the GapInsurance123 policy and informed the dealer that they did not want to buy the policy from them. The dealer then agreed to price mat...Read more
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