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Gap Insurance
Do you want to buy Gap Insurance?

Do you need assistance to understand how Gap cover could work for you? Are looking for the best Gap Insurance quote?
It's as easy as 1-2-3! Click for a quote or call on 0800 195 4926 today!
UK Based Claims & Customer Service

UK Based Claims & Customer Service

Underwritten by an

Underwritten by an "A" Rated Insurer

Protected by theFSCS

Protected by the
FSCS

Upto 75% cheaper than competitors

Upto 75% cheaper than competitors

Based on 10,911 Genuine Testimonials

Based on 10,911 Genuine Testimonials

What is Gap Insurance in simple terms

No doubt if you have arrived at this page then you have been confused by the mention of this wonderful product called 'Gap Insurance'. In fact most people only ever heard about Gap for the first time from the motor dealer they are buying a vehicle from. The salesman will quite often rush through a brief description of this 'miracle' product, and even though the parts you can follow seem to sound great, you can often end up being more confused than when you started!

So if you simply want to know what Gap Insurance is, then lets give you a simple explanation.

Gap Insurance is an additional insurance protection you can take that will cover aspects regarding the loss in value of your vehicle over a period of time. Therefore it simply works on the basis that the value of the vehicle today will be higher today than it will be in say three or four years time.

Gap Insurance can only be used in the situation that your vehicle is deemed a 'total loss' by your motor insurance company. This could be after an accident, or if it has been stolen for example. You cannot use Gap Insurance simply if you sell the vehicle and it has lost value from the original price you paid.

Therefore Gap Insurance can top up the value of your vehicle, of it is 'written off'

Gap Insurance IS NOT a legal requirement. You do need to have motor insurance by law, but Gap Insurance is simply your choice to take or not.

Gap Insurance DOES NOT have to be bought from the motor dealer you buy the vehicle from. The fact that you are on this page may show you already know this, but many motor dealers may intimate otherwise.

There are several kinds of Gap Insurance available on the market. Your motor dealer may only have one type available, but depending on the circumstances of how you have bought your vehicle, there may be more appropriate cover available. The basic types and explanations are found here:

Finance and Contract Hire Gap





Return to Invoice Gap





Vehicle Replacement Gap





Agreed Value Gap


Absolutely amazing. Simple, straightforward and easy to get a quote. I wish I used this provider for my last car, I would have saved over £200.
5 out of 5
Mr Stephen Mackay
Excellent - good choice of cover - great price - clear English and documents sent straight to my email address. I tried 3 quote engines or at least what I thought were quote engines and was told I'd get a call back with the quote -- it never happened. Very pleased.
5 out of 5
Mrs Tracey Collen
After researching various different outlets I chose GAP Insurance 123 as it appears to give the best value for money, just hope I never have to claim on the cover I have taken out.
5 out of 5
Mr Frank Wilson
I was nervous about finding GAP insurance for my self but when the dealer I bought my used car from wanted over £350 for GAP I looked around and got cover from gapinsurance123 for less than half the price. Great website with explanations of what the different types of GAP cover helying you to decide which is the most suitable product for you.
5 out of 5
Mr Nicholas Joel Hancock
Very simple process, terms and conditions clear and easy to understand. Saved 60% of the premium Dealer was offering. Well Recommended
5 out of 5
Mr david shuttleworth
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