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Gap Insurance
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Do you need assistance to understand how Gap cover could work for you? Are looking for the best Gap Insurance quote?
It's as easy as 1-2-3! Click for a quote or call on 0800 195 4926 today!
UK Based Claims & Customer Service

UK Based Claims & Customer Service

Underwritten by an

Underwritten by an "A" Rated Insurer

Protected by theFSCS

Protected by the
FSCS

Upto 75% cheaper than competitors

Upto 75% cheaper than competitors

Based on 10,911 Genuine Testimonials

Based on 10,911 Genuine Testimonials

Used Car Gap Insurance is Easy with GapInsurance123

What is used car gap insurance and why do your need it?

Whether you buy a new car or a used car the chances are, it will have cost you a lot of money, whether you were lucky enough to pay for it in cash or with savings or even a form of finance, it will be the second biggest purchase you make after your home.

Let's look at an example

Let's say you have just bought a one-year-old Ford Mondeo Estate 1.6 120 Edge 5dr. The new cost was just over £19,000 and as a one year old car you drove a hard bargain and paid just £10,250.

Three years later, unfortunately your Mondeo skids on black ice. It performs fantastically to protect you and your passengers, but unfortunately sustains damage and subsequently is declared a total loss.

Your insurance offers you the market value for your Mondeo, let's again use an approximate figure of £5,799 as an example.

That means that you have now lost £4,471.

Gap Insurance could have protected you against this.

  • Finance - used car gap insurance would have paid the difference between your Mondeo valuation and the outstanding finance
  • Return to invoice - Used car gap insurance would have paid the difference between your Mondeos valuation and the invoice price you paid. You would have been sent a second cheque for £4,471.
  • Vehicle replacement used car gap insurance would have paid the difference between your Mondeo  valuation and either the amount still outstanding on finance or the replacement cost of another Mondeo the same age, mileage, and specification as yours was on the day you bought it.

After all, whether your used car was stolen or you were involved in an accident the prospect of driving exactly the same car again might not be something to look forward to. We think that it is your money and that it should be your choice as to what you do with it.

Not all Used Car Gap insurance is the same

All of our bespoke used car gap insurance policies offer feature-packed cover, tailor made to offer not only guaranteed market leading prices but also complete peace of mind. Why not click or call on either 0151 647 7556 / 0800 195 4926 for an instant quotation or to explore your new car gap insurance options.

Absolutely amazing. Simple, straightforward and easy to get a quote. I wish I used this provider for my last car, I would have saved over £200.
5 out of 5
Mr Stephen Mackay
Excellent - good choice of cover - great price - clear English and documents sent straight to my email address. I tried 3 quote engines or at least what I thought were quote engines and was told I'd get a call back with the quote -- it never happened. Very pleased.
5 out of 5
Mrs Tracey Collen
After researching various different outlets I chose GAP Insurance 123 as it appears to give the best value for money, just hope I never have to claim on the cover I have taken out.
5 out of 5
Mr Frank Wilson
I was nervous about finding GAP insurance for my self but when the dealer I bought my used car from wanted over £350 for GAP I looked around and got cover from gapinsurance123 for less than half the price. Great website with explanations of what the different types of GAP cover helying you to decide which is the most suitable product for you.
5 out of 5
Mr Nicholas Joel Hancock
Very simple process, terms and conditions clear and easy to understand. Saved 60% of the premium Dealer was offering. Well Recommended
5 out of 5
Mr david shuttleworth
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